National Flood Insurance Program Effective May 1

Washington Report

April 30, 2014

Effective May 1, 2014, all buyers of older properties (“pre-FIRM”) will see a premium rate reduction under the Homeowner Flood Insurance Affordability Act of 2014.
Instead of jumping to “full cost” for flood insurance, buyers will assume the seller’s Oct-2013 rate for a pre-FIRM property.
NAR prevailed upon FEMA to implement this provision seven months early.  FEMA also extended the rate relief so all pre-FIRM properties (including the second homes and businesses) will begin paying Oct-2013 rates when they purchase or renew their flood insurance after May 1, including:

• ALL buyers of a pre-FIRM property, not just those whose seller has an existing policy;
• ALL recent owners who apply for a new flood insurance policy on a pre-FIRM property;
• ALL recent owners who reinstate an old pre-FIRM policy that previously lapsed for any reason;
• ALL recent owners who renew a policy on a pre-FIRM property bought or newly insured after the 2012 Biggert-Waters law.

While expediting the rate relief, FEMA must still issue refunds to all those who paid more than their Oct-2013 rate.
NAR will continue working with FEMA and Congress to quickly issue these refunds to anyone overcharged for flood insurance under Biggert-Waters

For More Information On Chautauqua Lake Real Estate and Living Visit: www.chautauqualakehomes.com   Our Listings: www.chautauqualakehomes.postlets.com

Enter Today to Win the Experience Chautauqua Package

By Tammy Terwelp

A lecture at the Chautauqua Institution

Credit Chautauqua Institution

Beginning today at 8am through Saturday, May 17, 2014 at 1 pm everyone who donates at wesa.fm/donate will automatically be entered to win the Experience Chautauqua package.
From the Chautauqua Institute website: "Chautauqua Institution is a community on the shores of Chautauqua Lake in southwestern New York state that comes alive each summer with a unique mix of fine and performing arts, lectures, interfaith worship and programs, and recreational activities. Over the course of nine weeks, more than 100,000 visitors will stay at Chautauqua and participate in programs, classes and community events for all ages—all within the beautiful setting of a historic lakeside village."
Two winners will each receive an overnight stay at Athenaeum hotel on the grounds of the Chautauqua Institute in Western NY, meals and all site fees. Winners will be drawn on May 30. Value $550 each.
Check out our archive of Chautauqua lectures in our Global Learning section and good luck!

For More Information On Chautauqua Lake Real Estate and Living Visit: www.chautauqualakehomes.com   Our Listings: www.chautauqualakehomes.postlets.com

Chautauqua In Bloom

Chautauqua County Visitors Bureau                      E-NEWS    Chautauqua in Bloom 2014 what  to learn Whiskies of the World Edible Audubon Fun with Fungus Making Plant People: Grow Hair You Can Eat Intro to Stand Up Comedy Intro to Improv Comedy Sunday Morning Vineyard Walks Berries, Birds and Wildflower Walks Farm-to-Table Experiences Valvo Candy Factory Tour Iris in Bloom - French Picnics at the Winery Desi Conga Workshop Walking Tours of Jamestown Sunset Wine Pairing Dinners Liberty Vineyards Library Tasting Lucy Art Class Boots Required: Creative Soles for Growing Herbs The Hidden Chautauqua Plein Air Painting Class Winemaker's Dinner: Romance in France Fungi, Foraging, and Feasting Birth Order: Why Your Are the Way You Are Shopping and Tea in Old Order Amish Country Brewer for a Day at Southern Tier Brewing Company Musky Fishing Class Fly Tying Workshop for Children Bridge for Beginners Nature Journaling at Panama Rocks Basic Photography: World Beyond Camera Auto Vineyard Hike and Tastings Portrayals of the Underground Railroad Photography with the Large Format View Camera Evening in the Garden Beer and Wine Pairing Dinner New York State Craft Spirits Hops Production in the Lake Erie Region more to do Chautauqua Lake Erie Art Trail Open Studio Tour Kayaking Tours Roger Tory Peterson Bird Fest Bach and Beyond Baroque Music Festival Great Lakes Experience Festival Chautauqua Institution 2014 Season Lily Dale Assembly 2014 Season Bemus Bay Pops 2014 Season A Season of Tours and Workshops  May 24 - June 20, 2014 Celebrate Chautauqua in Bloom, a pre-season, spring learning festival with dozens of workshops ranging from brewing, beer pairing, and growing hops to historic walking tours and lessons in photography. Register for a learning experience while enjoying the local bounty, great outdoors, and heritage of Chautauqua County: the World's Learning Center. For more information, please visit Chautauqua in Bloom.   Comedy, Art and Conga Comedy Workshops Take a class in Improv, Stand-up comedy, how to draw Lucy, or even playing the Conga with the Lucille Ball Desi Arnaz Center for Comedy and Infinity Visual and Performing Arts Center in Jamestown. The two Jamestown attractions team up for workshops in the arts that are offered during Chautauqua in Bloom and again during the Lucille Ball Festival of Comedy, August 6-10.   Learn to Grow Hops Lake Erie Hops Conference, June 21, 2014, 8 am - 4 pm   Back by popular demand. Learn what it takes to grow hops during the hops production workshop at the Cornell Cooperative Extension Research Laboratory in Portland. Commercial hops growers from Pennsylvania and New York as well as extension staff will share their knowledge and experience in an eight hour workshop that takes place indoors with an outside hop yard tour in the afternoon. Participants will learn about hops production from pre plant to harvesting, processing, and marketing a crop. Register by June 13th. Vineyard Walks, Wine, and Food Pairings With the largest grape growing region in the U.S. outside of California, wine themed workshops are a natural fit for Chautauqua in Bloom. Take a walk through the vineyards and learn about how the soil affects taste at Johnson Estate Winery. Dine in the vineyards with winemakers dinners. Taste a vertical flight of Noiret at Liberty Vineyards Library Tasting. 21 Brix Winery teams up with EBC West in Fredonia for a beer and wine pairing dinner, while Cabana Sam's Sunset Bay Grill and Merritt Estate Winery offer wine pairing dinners with a sunset view of Lake Erie.  Historic Walking Tours Jamestown, Saturdays, 1 - 3 pm   Join the Fenton History Center for guided walks around town and learn about Jamestown's history. Walking Tours of Jamestown begin Saturday, May 31st and are held each Saturday through September. Each week is one of four tours which are rotated throughout the season and include Jamestown's Lake View Avenue, the Old Northside (current downtown area), Jamestown's Hidden Alleys, and Jamestown's Early Industry. Tours begin at 1 pm, last about 2 hours, and cost $10.  Paddling Chautauqua's Waterways Weekly kayaking tours with Evergreen Outfitters   Join Evergreen Outfitters for one of their weekly guided kayaking tours. Tuesday evening paddles take place before and during sunset on Lake Erie while Wednesday evening paddles take place on the Chautauqua Lake Outlet. Once a month, there's even a Full Moon Paddle on Chautauqua Lake. Participants are welcome to bring their own kayak or rent equipment through Evergreen Outfitters.           tourchautauqua.com Chautauqua County Visitors Bureau  P. O. Box 1441  Chautauqua NY 147122  866.908.4569

For More Information On Chautauqua Lake Real Estate and Living Visit: www.chautauqualakehomes.com   Our Listings: www.chautauqualakehomes.postlets.com

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