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Monday, March 25, 2013

Fear Motivates First-Time Homebuyers



Worried about predictions of rising mortgage rates, additional increases in home prices and new costs for FHA borrowers, first-time homebuyers are kicking off the spring buying market in years, despite skimpy inventories and late winter weather across much of the nation.
According to the latest Campbell/Inside Mortgage Finance HousingPulse Tracking Survey, first-time buyers accounted for 34.5 percent of home purchase transactions in February based on a three-month moving average, the second monthly increase for first-time homebuyers.
First-time homebuyer traffic surged in February. The HousingPulse Homebuyer Traffic Diffusion Index for first-time homebuyers, an indicator of future home purchases, hit a four-year survey high of 66.4% in February. Any score above 50 percent with the index reflects an increase in home shopping traffic.
“First-time homebuyers are the wildcard in the upcoming spring-summer homebuying season,” said Thomas Popik, research director for Campbell Surveys. “We see strong first-time homebuyer traffic, but it’s still not clear that the traffic will translate into increased purchases, because first-time homebuyers are dependent on low-downpayment financing, such as FHA mortgages, and announced FHA program changes will take effect this spring.”
In the April to June timeframe, FHA will be increasing its Monthly Insurance Premium and require payment of the MIP for the full term of the loan.
While first-time homebuyers represented the fastest growing category of home purchasers between January and February, purchases by current homeowners saw the biggest drop fell from 44.3 percent to 42.5 percent. That was the lowest market share for current homeowners recorded by the HousingPulse survey since last June.
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Thursday, March 07, 2013

Sweet Maple Syrup

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tour chautauqua
Chautauqua County Visitors Bureau E-NEWS March 2013
what's happening
March 16, 2013 -
An Evening with Malachy McCourt, 1891 Fredonia Opera House
March 16-17 & 23-24, 2013 -
NYS Maple Weekend, Chautauqua County Maple Producers
April 6, 2013 -
Springtime in Paris: A Progressive Supper, Liberty Vineyards, 21 Brix and Johnson Estate Winery
upcoming events
April 26-28, 2013 -
Camp Onyahsa and Chautauqua Suites, Mayville
chautauqua lake bigfoot expo
May 3-5, 2013 -
Wine & Cheese Weekend, Lake Erie Wine Country
May 25-26 & June 1-2, 2013 -
Open Studio Tour, Chautauqua-Lake Erie Art Trail
May 31 - June 16, 2013 -
a celebration of farms, food and drink, various locations
June 6-7, 2013 -
roger tory peterson institute birding fest
June 22 - August 25, 2013 -
Chautauqua Institution's 2013 Program Season
vacation planning
Request an "I Love New York" Chautauqua County Visitors Guide for help in planning your vacation. The 80 page, four-color guide includes information on what to do and where to play, stay, shop, and dine in Chautauqua County. A County locator map is included in the center of the guide. Request a copy or call 866-908-ILNY (4569).

Sweet Maple Syrup
Maple Weekends, March 16-17 & 23-24
maple sap bucket
As warmer days and freezing nights cause the sap to flow, Maple syrup season begins. Visit local sugar houses March 16-17 and 23-24 during New York State's annual Maple Weekend, a state-wide open house promoting maple syrup producers. Watch the sap as it boils, sample maple candy, or savor warm syrup with a pancake breakfast. For a list of local participants and activities, Visit Maple Weekend

A Progressive Supper
Springtime in Paris, April 6, 2013

Liberty Vineyards and Winery, 21 Brix Winery and Johnson Estate Winery announce their first Progressive Supper on Saturday, April 6th at 6:00pm. Springtime in Paris will feature a three-course French-inspired menu with each course served at a different winery. The evening begins with an array of tantalizing hors d'oeuvres including French cheeses, ham and Roquefort roulades and onion stuffed mushrooms paired with Liberty Vineyards Sparkling Riesling. Learn about wine varieties and food pairings with the main course feature of Beef Bourguignon or Sole in a Beurre Blanc sauce at 21 Brix. A Blueberry Concord Tart paired with Chambourcin and Sliced Baguettes with Goat Cheese and Fruit paired with Vidal Blanc Ice Wine finishes the meal at Johnson Estate. Seating is limited. The cost is $60.00 plus tax and includes three courses, wine pairings at each individual winery and gratuity. Note that transportation between courses is not included.
Celebrate Farms, Food and Drink Chautauqua in June
Chautauqua in June, May 31 - June 16

Join a farm to table culinary adventure or winemaker's dinner. Be a brewer for a day at Southern Tier Brewing Company. Go foraging for fungi. Take a lesson in photography using vineyards as your muse or taste local flavors while learning to pair food with wine or beer. Register for a learning experience while enjoying the local bounty, great outdoors, and heritage of Chautauqua County: the World's Learning Center. The two week schedule of more than 20 workshops runs May 31 - June 16, 2013. For more information, contact The Chautauqua County Visitors Bureau (CCVB) at (716) 357-4569 or visit TourChautauqua.
Comedy at the JSB Arena Jack Willhite
Fridays, 6 - 9 pm, March 22 - May 31

The Jamestown Savings Bank Arena hosts the new Wits 'n Giggles comedy series every Friday from 6 - 9 pm inside the upper level Arena Club. The first edition on March 22 features
Jack Willhite, a comedian who uses music to entertain his crowds with twisted renditions of songs from some or your favorite rock artists. Doors will open at 6pm for seating and drinks while food orders will be taken starting at 6:30pm. The show will begin at 7pm. Tickets for the comedy series are $8 presale or $12 on the day of the show, and are available at the JSBA Box Office located at 319 West Third Street in Jamestown, NY, by phone at 716-484-2624 or online at
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Chautauqua County Visitors Bureau
P. O. Box 1441
Chautauqua NY 147122

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