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Thursday, April 26, 2012

The Reg Lenna Civic Center

The Reg Lenna Civic Center is holding their 20th Annual Fundraiser on Wednesday May 2nd, 2012 on stage at the historic Reg Lenna Civic Center.

The holder of a ticket may be entitled to receive one of the following gifts totaling up to $20,000: $5,000; $3,000; $2,000; (7) $1,000; (4) $500; (4) $250; or one of many non-cash prizes. Each ticket admits two people.

Tickets are $100. order your ticket here (you don't have to be present):

Gift recipients will be announced at the event on May 2nd, 2012 from 5:30PM to 8:00PM. There will be Hor D'oeuvres and Cocktails.

If you attend the party, you should reduce the taxable amount of your gift by $10/person.

Total authorized tickets: 500. Tickets are offered on a best effort basis. If not completely sold, the Reg Lenna Civic Center reserves the right to modify the offerings or cancel and return all contributions.

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Tuesday, April 10, 2012

Your Best Garden Ever + Easy Spring Cleaning

Richard, The NEW! Plant Zone Map
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Hello Richard,
Watch your neighbors turn green with envy as they see how your garden grows. Just follow these tips to get rid of your weeds and - get more out of your garden than your neighbors ever will.

Once you've got your green going on, it's time to get your clean on: 
Do it the anti-Martha Stewart way, or ...
Dance and sing your way to a greater clean!

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Here's a trick to grow more in the same space, plus:

7 Killer Ways to Get Rid of Weeds
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How Much Does an Edible Garden Save?

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Friday, April 06, 2012

Chautauqua Lake Questions To Ask When Renting A Vacation Home

by stuartspence1025

Vacation homes are perfect if you are searching for spending your holidays abroad. This way you never leave your home you just have an alternative one to live in. Renting a holiday home is indeed much easier these days; all of them are obtainable online. Now you need not book expensive hotel suites and find the money for the services that you do not want. All you need to do is rent one house and accommodate as many people as you want.

This is the reason the concept of family vacation homes became popular in the first place. You go to a place that you have never been to and live like a local, how cool is that. Vacation homes are the most effective places to live together with spend some quality time with your loved ones. So don't have to follow any schedules nothing. You can sleep for as long as you want, isn't that the entire point of vacation in the first place? Many house owners will be using the options and are willing to give up their residences to people for summer vacations.

All that you need to decide on is a budget; once you have that in place you would be able find the best homes for you. A lot of people believe it would not be described as a good option to pick these homes, but I am telling you marketing promotions campaigns than going to some sort of hotel. If you try out a hotel you have to help book separate rooms for people, when you have to eat you must gather together first and then eat. You don't have this hassle in the vacation rental. All you should do is rent it. As soon as you do, you can take any room that you like, don't have to bother about ordering food with room service. You can live the way you want, just like you are living a highly effective place.

These homes are actually reasonable and everyone are able to afford it. If you are not going for an internet package, then you can featuring locals on your own and get for a discount. If you are convincing enough, you can find yourself a ton. When you are experiencing at these homes you have the complete luxury to do anything you want. You can even order yourself a pizza, which you can't while you are living at a lodge.

If you are going in peak seasons you can find these vacation homes arranged already. However if you go at time you would be able to find yourself a great deal. Whereas on the other hand if you're going in an off of peak season the rental rates are really low. Various rental homes offer many other services, so before you check in, do verify what all services which you could opt for. The best way to find a rental home is online; all you need to do is write in your details and you should find yourself a perfect break free home.
Renting a Vacation Home may be intimidating if this has to be your first time. Here are some suggestions on what to ask before producing your reservations and things know about expect once you can come.

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Monday, April 02, 2012

FHA to reject borrowers in minor credit disputes


(CNNMoney) — The Federal Housing Administration is about to make it even tougher to borrow money from Uncle Sam to buy a home.
Starting April 1, borrowers in ongoing disputes with creditors over debts of $1,000 or more may no longer qualify for FHA-insured loans. Even borrowers with perfect credit scores can be denied over a single $1,000 problem charge.
Before this, individual lenders decided whether debt disputes constituted grounds for denial. You could be fighting a charge, say a hospital bill, and your lender might still decide that your credit history merited an approval. Now, a lender will have to justify the approval to the FHA and back its decision with documentation.
The change is part of the agency’s effort to reduce its risk as it grapples with a depleted reserve fund that has fallen below legally-mandated levels. The FHA insures mortgages which are originated by private lenders. To help bolster its capital reserves, FHA will also hike the insurance premiums it charges borrowers beginning in April.
The requirements are for the homebuyer’s own good, said Tiffany Thomas Smith, deputy press secretary for the U.S. Department of Housing and Urban Development, FHA’s parent agency.
“It’s a way of protecting consumers from getting into loans they ultimately can’t afford,” she said.
The new rule requires borrowers with loans in collection that add up to at least $1,000 to either pay off the debt, prove they’re making payments on the disputed loans or explain why the disputed loan is somehow wrong — and document their case — before they can close on a FHA loan.
Disputed accounts going back more than two years, along with those related to fraud or identity theft, will not count against borrowers, according to the FHA, but lenders must get evidence, such as police reports, that document client claims of identity thefts or fraud charges.
Such prohibitions could slow the housing market recovery if fewer borrowers can secure FHA mortgages

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